You can't eat potential.
Financing for the
Modern Farmer
We turn ambition into acres. When traditional banks see risk, we see opportunity. Specialized, creative financing for your farm's future.
From the Broker's Desk
We're not just brokers; we're agricultural finance specialists. We've spent our careers in this field, understanding the unique cash flows, asset structures, and seasonal demands of farming operations.
"The bank's 'NO' is just the start of our 'YES'."
Traditional lenders operate within rigid boxes. If your operation doesn't tick every single one, you're out. We thrive in that complexity. Unconventional income, rapid expansion plans, or credit that's seen better days—we have a network of private and alternative lenders who specialize in agriculture and are ready to fund your vision.
Common Scenarios
We solve problems that banks won't touch.
The Expansion
You've got the opportunity to acquire a neighboring parcel, but you need to act fast. We structure rapid bridge financing based on the value of the land, not two years of tax returns.
The Consolidation
Multiple high-interest loans on equipment and inputs are eating into your margins. We consolidate them into a single, more manageable mortgage on your property, freeing up critical cash flow.
The Credit Reset
A tough season or a family emergency has bruised your credit. We find lenders who look past the score and focus on the strength of your operation and assets to get you the capital you need to get back on track.
The AgLending Edge
Why settle for a 'NO' when 'YES' is an option?
Traditional Banks
- Strict debt-to-income ratios
- Requires 2-3 years of financials
- Slow, bureaucratic process
- Rejects non-standard income
- One-size-fits-all products
AgLending.ca
- Asset-based lending decisions
- Stated income programs available
- Funding in as little as 10 days
- Understands agricultural cash flow
- Creative, customized solutions
Our Process
Four steps to funding. Simple, transparent, and fast.
Discovery
A 15-minute call to understand your needs.
Submission
We package your application for our lender network.
Approval
Receive a term sheet with clear conditions.
Funding
Capital is deployed to close your deal.
Ready to Grow?
Let's talk about your next project. Call our direct line or fill out the form, and a specialist will be in touch within 24 hours.
1-800-AG-LEND